50-State Public Adjuster Playbook — Statutes, Deadlines & Leverage at a Glance

Phase 1 · 5 states live (TX · FL · CA · LA · CO) · Verified July 4, 2026 · Reference only — verify current statute before relying
Fee-shifting ✓ Matching rule CAT fee cap Contingency banned
Navy = live in this edition · Gray = arriving in Phase 2 · Red highlight = matches active filter

Earliest-safe rule: computed dates use the most conservative reading of each clock. Tolling, extensions, policy language, and declared-emergency orders can move them. Verify before letting any deadline pass.